Study Abroad Financial Planner
- Complete the Free Application for Student Aid (FAFSA). As a general rule, submit your FAFSA at least six months prior to the date your study abroad program begins. March 15 is the priority deadline for submitting all required documents to receive full consideration for the upcoming academic year. Because federal processing usually takes two to four weeks, please submit your FAFSA to the federal government no later than Feb. 15 for first consideration.
- Check your my.emich account for any outstanding financial aid requirements.
- If your file is selected for review, you should turn in your documents as soon as possible.
- Check your my.emich account for changes to your financial aid awards.
- If you do not have enough money for your trip, you should ask your parents about taking out the PLUS loan or apply for an alternative loan. (It takes two to three weeks to have an alternative/PLUS loan processed.)
After you have been accepted to a study abroad program:
- APA will send a program cost breakdown, including estimates for any additional costs not included in the program fee to the Office of Financial Aid. Your financial aid budget will be adjusted for the cost of the study abroad program.
- Please note that many students who study abroad may need to take out an alternative loan. Plan to apply for an alternative loan at least four weeks before your program begins.
Deadlines and Important dates
Alternative or Plus loan applications should be completed no later than December 11 to ensure that they will be processed on time.
Winter Break Trips
- Alternative or Plus loan applications should be completed no later than February 5 to ensure that they will be processed on time
- Summer applications should be available February 15. Summer aid is first-come, first-served, so students should be prepared to complete and return the forms the same day.
- Alternative or Plus loan applications should be completed no later than four weeks before the trip leaves to ensure that they will be processed on time.
- Ideally the FAFSA should be done by February 15 for trips leaving in September the following fall semester. This gives the student the greatest chance to receive priority financial aid.
- Financial Aid does not have special grant funds for study abroad programs. Students can apply for study abroad scholarships.
- The Office of Financial Aid cannot award funds to cover apartment rent and car payments while a student is on a trip.
- Stafford loan limits cannot be increased for study abroad programs. The Federal Government sets the Stafford loan limits by grade level