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Nov. 4, 2008 issue
EMU's open enrollment period for healthcare options, Flexible Spending Account runs through Nov. 14


From staff reports

 

Eastern Michigan University's open enrollment period for healthcare coverage and the Flexible Spending Account (FSA) is scheduled through Nov. 14.

BlueCross BlueShield logo

OPEN ENROLLMENT: Eastern
Michigan University's open
enrollment period for
healthcare coverage and the
Flexible Spending Account is
scheduled through Nov. 14.

During this period, athletic coaches, administrative professionals, confidential clericals, campus police, food service, custodial and maintenance; professional technical, lecturers and visiting faculty employees may choose to change their previously selected PPO Option during this period. If an employee wishes to remain in their current health plan, they need do nothing further.

All EMU employees also have the right to waive their EMU health coverage, provided health coverage is verified through their spouse's employer (other than EMU) or through another non-EMU health care plan. Employees, who have previously waived, may elect to return to EMU's health plan during open enrollment.  Please refer to your open enrollment booklet for further details. The booklet is available on the Human Resources Web site at http://www.emich.edu/hr/benefits/openenroll2008.pdf

The "Health Care Options" booklet has been mailed to campus departments. This booklet provides specific information on each of the available health plans.  The effective date of the new coverage is Jan. 1, 2009.

Clerical secretarial (CS) employees may remain in their current PPO or elect to waive their health care, said Jeanette Hassan, EMU's director of benefit programs. There will be a special open enrollment in May 2009 for the CS employees to select one of the new healthcare options. The new health plan for CS employees will take effect July 1, 2009.

This year, police sergeants must select a new PPO Option from the two Community Blue PPO Options offered, Option 1 and Option 2. Their current Community Blue PPO will end as of Dec. 31, 2008. A detailed description of the PPO Options can be found in the open enrollment booklet. Police sergeants who do not select an option by the end of open enrollment (Nov. 14) will default to Option 1. Option 1 will not have cost sharing, while Option 2 will require cost sharing based on coverage type — $709 annually for single coverage; $1,036 annually for two person or family coverage. These premiums are pre-tax deductions.

During the open enrollment period, any changes relating to dependents (additions which were not previously added within 30 days of the event) may be completed as well. In addition, verification of the IRS dependency for children between the ages of 19 and 24 must be provided during this period. These rates are in the open enrollment booklet. The Benefits Office, 140 McKenny Hall, must receive all enrollment forms no later than Friday, Nov. 14.

Enrollment in the Flexible Spending Account (FSA) also will take place during this period.

"We are happy to announce there will be a change in EMU's FSA vendor for 2009.  More information regarding the new vendor and new enrollment forms will be announced at the end of the week," Hassan said.

Short-Term Disability open enrollment

The Open Enrollment Period for the Short-Term Disability benefit for CS employees is scheduled through Friday, Nov. 14. During this time, clerical/secretarial employees who did not enroll in the Short-Term Disability benefit when initially offered will have the opportunity to enroll, with coverage becoming effective Jan. 1, 2009.

Beginning with Open Enrollment in 2009, any enrollments (beyond 30 days of hire) will require a Statement of Health to be completed. CS employees who are interested in this benefit should complete an enrollment application and turn it in by Nov. 14. There is a cost to the benefit of $7.58 per month. CS employees who are currently enrolled in the plan need to do nothing.

This benefit is administered by MetLife, which offers a dedicated customer response center; a toll free number to initiate claims (1-800-858-6506); and seamless transition from Short-Term Disability to Long-Term Disability. For questions, contact Karyn Jones or the Benefits Office at 487-3195.