Eastern Michigan University

Human Resources

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Benefits

Develops, implements, counsels and enrolls all faculty and staff in specific benefit programs. Processes all benefit claims. Administers the employee tuition waiver program. Administers all University retirement programs and processes tax deferred annuity plans.

Human Resources people

Benefits Information

Eastern offers benefits for full time (50% or greater appointment) employees which includes health, dental, basic and supplemental life insurance, short term disability (for certain employee groups), long term disability, retirement benefits, an employee assistance program, employee discounts and tuition waivers for employees and their dependents. There is also a generous annual leave allowance which includes vacation, sick, and bereavement.

Benefits in Brief

 These highlights are only intended to briefly summarize Eastern Michigan University's benefits program. Currently described benefits may change as a result of future collective bargaining and/or changes in Eastern Michigan University's policy.

TO SEE A SUMMARY OF YOUR BENEFITS CLICK THE EMPLOYEE CLASS BELOW

1. Administrative Professionals and Athletic Coaches-1/2013

2. Campus Police-1/2013

3. Confidential/Clericals-1/2013

4. Clerical/Secretarial-1/2013

5. Faculty-1/2013

6. Food Service, Maintenance, and Custodial Staff-1/2013 

7. Lecturer (100%)-1/2013

8. Police Sergeants-1/2013 

9. Professional/Technical Staff-1/2013 

Retirement

  Loan Administration Procedures from 403 (b) Voluntary Retirement Plan

  1. The employee must have a Group Supplemental Annuity, 403 (b), in place before applying for a loan.
  2. The employee must contact TIAA-CREF at 1-800-842-2776 to request a loan.
  3. TIAA-CREF will verify if the employee is eligible for a loan based upon outstanding loan balance and account fund availability.
  4. After availability verification, TIAA-CREF will provide the employee with a loan application.
  5. The employee must complete the loan application and have a designated person in the Benefits Office sign off on the application.
  6. The employee then submits the application to TIAA-CREF

 Hardship Withdrawal Administration Procedures from 403 (b) Voluntary Retirement Plan

  1. The employee must have a Group Supplemental Annuity, 403 (b), in place before applying for a hardship.
  2. Employees must apply for a loan and be turned down prior to requesting a hardship withdrawal. 
  3. The employee must contact TIAA-CREF, at 1-800-842-2776, in order to request the loan/hardship, whichever is applicable.
  4.  Hardships are issued for mortgage payments, taxes, medical payments, funeral expenses and for post secondary college (Employee & Dependents).
  5. TIAA-CREF will verify if the employee is eligible for a loan based upon outstanding loan balance and account fund availability. If the employee is not eligible for a loan, then a hardship can be processed. If the employee is eligible for the loan, please see Procedures for Loans.
  6. After availability verification, TIAA-CREF will provide the employee with the hardship application.
  7. The employee must complete the hardship application and have a designated person in the Benefits Office sign off on the application.
  8. The employee then submits the application to TIAA-CREF.
  9. Upon receiving the notification from TIAA-CREF of the hardship approval, the Benefits Office will end the employee’s voluntary 403 (b) supplemental retirement deduction in Banner and then set it up to begin again in six (6) months