Health care in the United States can be expensive if you do not have the proper insurance coverage. That is why EMU requires all international students to have proper insurance coverage in case of an accident or illness.

EMU also strongly recommends that all students have up-to-date immunizations. For a list of recommended vaccinations and prices (if given at snow health center), please see the University Health Services website at http://www.emich.edu/uhs/pages/vaccines.php.

All international students enrolled in EMU classes (including spring and summer semesters) are automatically given the university's insurance policy.   The plan costs $465 per semester (Winter and summer semesters are combined to total $930) and the charge will be billed to your student account. There is an additional $52 new student fee for all new students that will be applied to the first semester only. Insurance packets (including your temporary insurance card and coverage information) are available at the OIS or the on-campus Snow Health Center.

You are able to waive the university policy if you have an acceptable group insurance plan provided by an employer or government. Please go through the waiver application.

Insurance matters can be confusing and complicated.   It is the student's responsibility to understand their insurance and how to use it, therefore there are various resources available on the right column to help guide students:

1. To learn more about using insurance and the Snow Health Center, please read the "Insurance Information for International Students" at http://www.emich.edu/uhs/pages/insurance/international.php.
2. To better understand what is health insurance, types and guidelines, and a glossary of common insurance terms, please read the "Student Health Insurance Guide for International Students."
3. If your medical need is outside regular Snow Health Center business hours (Monday to Friday, 8 a.m. to 5 p.m.), please see this list of urgent care clinics that accept the EMU insurance.