To apply for a Perkins Loan, a student must fill out a FAFSA application at www.fafsa.ed.gov each year of attendance. Once the FAFSA is processed, the Office of Financial Aid will determine eligibility and package the student with financial aid.
If the student is packaged with a Perkins Loan, the borrower will need to accept the award and complete the Perkins Loan Master Promissory Note and Perkins Loan entrance counseling through an online process here.
Further instructions are provided in Perkins Loan MPN Online Directions document.
When a student graduates, drops below half-time enrollment status, or transfers to another school, the student must complete the Perkins Loan exit counseling. The Perkins Loan Department services and assists Perkins Loan borrowers while enrolled, in grace, and in repayment until the Perkins Loan is paid in full. The Perkins Loan Department may be reached at (800) 813-3479.
Educational Computer Systems, Inc. (ECSI) is used by the Perkins Loan Department as a billing servicer for Perkins Loan payments. Their address is 181 Montour Run Road - Coraopolis, PA 15108. Any questions other than billing should be addressed to the Perkins Loan Department at Eastern Michigan University.
For appropriate forms, please look in the Perkins Loan Section of our Forms Page. Once completed, forms should be returned to the Perkins Loan Department at 203 Pierce Hall - Ypsilanti, MI 48197.