Perkins Loan

To apply for a Perkins Loan, a student must fill out a FAFSA application at each year of attendance. Once the FAFSA is processed, the Office of Financial Aid will determine eligibility and package the student with financial aid.

If the student is packaged with a Perkins Loan, the borrower will need to accept the award and complete the Perkins Loan Master Promissory Note and Perkins Loan entrance counseling through an online process here.

Further instructions are provided in Perkins Loan MPN Online Directions document.

Educational Computer Systems, Inc. (ECSI) is a Full Service company used by the Perkins Loan Department at Eastern Michigan University to assist borrowers while enrolled, in grace, and in repayment until the Perkins Loan is paid in full. ECSl's address is 181 Montour Run Road - Coraopolis, PA 15108 and their phone number is (888)459-3274. ECSl will refer borrower to the Perkins Loan Department at Eastern Michigan University for additional assistance, if necessary, at (800)813-3479.

When a student graduates, drops below half-time enrollment status, or transfers to another school, the student must complete the Perkins Loan exit counseling form. ECSl will send out an email(after the 100% drop in semesters) informing the borrower an Exit is required, and where to find form.

Deferment and cancellations forms for a Perkins loan can be found in the Perkins Loan Section of our Forms page, which is linked to ECSl's website. Once completed, forms should be returned to ECSl,181 Montour Run Road - Coraopolis, PA 15108.

Forbearance, Economic Hardship, and Unemployment deferment forms should be sent to the Perkins Loan Office, Eastern Michigan University, 203 Pierce Hall, Ypsilanti, MI. 48197.

FAQ-Frequently Asked Questions about your Perkins account can be accessed at the following ECSl website: