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Nurse Faculty Loan Program

The Nurse Faculty Loan Program (NFLP) is a federally funded program through the Health Sciences Research Administration (HRSA). It was created to recruit students enrolled in advanced nursing education programs into teaching positions at nursing schools across the country. NFLP provides loan debt reduction through forgiveness of up to 85% in exchange for fulfilling a four-year service requirement as a full time faculty in a U.S. school of nursing post graduation. To participate, students must be enrolled in at least 3 credits per semester during fall and winter semesters as a degree-seeking student in the EMU School of Nursing program, with a Concentration in Teaching in Healthcare Systems.

*[1]To be eligible to qualify for the NFLP, students must be admitted to the MSN program, commit to serving as a nurse educator in a school of nursing within one year of graduation, complete the Certificate for Teaching in Healthcare Systems (CTHC) program while admitted as a student in the MSN program, and:

  • Be a U.S. citizen, a non-citizen national, or a foreign national having in his/her possession, a visa permitting permanent residences in the U.S.
  • Be a student in good standing in the MSN-Teaching Concentration program at the school.
  • Have no judgment liens entered against him/her based on the default on a Federal debt 28 USC 3201 (e)

[1] *eligibility does not guarantee NFLP funding for any student, as funding is based on fund availability and varies from one year to the next.


The NFLP loan will bear interest on the unpaid balance of the loan at:

  1. The rate of 3% per annum, beginning 3 months after the borrower graduates from the MSN program with a Teaching Concentration, or
  2. The prevailing market rate if the borrower fails to complete the MSN program with a Teaching concentration program, or fails to serve as a nurse faculty member for the consecutive 4 year period post graduation.

Service Requirements and Cancellation:

The borrower has 12 months after graduating to begin working full-time as a faculty member in a U.S. school of nursing. AT that time, the school will cancel an amount up to 85% of the principle and interest of an NFLP loan as follows:

  1. Upon completion by the borrower of each of the first, second, and third year of full-time employment as a faculty member in a school of nursing, the school will cancel 20% of the principle of and interest on the NFLP loan, as determined on the first day of employment.
  2. Upon completion by the borrower of the fourth year of full-time employment as a faculty member in a school of nursing, cancel 25% of the principle of and interest on the NFLP loan, as determined on the first day of employment.


NFLP loans are repayable over a 10 year period beginning nine months after the borrower completes the MSN Program with Teaching Concentration, ceases to be enrolled as a student in the MSN program, or ceases to be employed as full-time faculty post-graduation.

Borrowing Limits:

NFLP funds are awarded through the EMU Office of Financial Aid based on the most current cost of attendance figures. Students may receive total funding up to the cost of attendance for the year in combination with other scholarships and financial aid. A NFLP loan may not exceed $35,000/student per year, and funding is not to exceed five years.

[2]Interested Students:

NFLP funding is not available to students prior to being admitted to the MSN program. Consequently, students wishing to apply for NFLP funds at the start of their MSN program should

  • submit an application for the MSN program for the Winter 2016 semester, and
  • submit a CTHC application for the Summer 2015 semester simultaneously with the MSN application for Winter 2016 semester.

[2] Students applying to both the MSN program and the CTHC program are not guaranteed NFLP funding. Funding varies from year to year and is awarded first to current NFLP recipients in the MSN & CTHC programs, and then to new, eligible students admitted to the MSN & CTHC programs, provided additional funding is available.

Interested students should clearly discuss their intent to serve as nursing faculty in their goal statement and also indicate they intend to seek NFLP funding and apply for admission to the Graduate Certificate in Healthcare Systems. Students should note that the CTHC classes are offered during the summer and fall prior to the start of the MSN program coursework, and it is recommended that they complete these courses prior to beginning the MSN coursework. Alternatively, students may take some of these courses concurrently with MSN coursework or at the end of their MSN program; however, the CTHC courses must be completed before graduating with the MSN; otherwise, any funds disbursed to students from NFLP funds will become payable at the prevailing market rate as indicated on the prior page upon graduation from the MSN program. Once admitted to both the MSN program and the CTHC Program, students may request a NFLP application from Dr. Laurie Blondy (contact information below).

Students that are not admitted to the MSN program at the time of starting the Graduate Certificate Program for Teaching in Healthcare Systems, will not receive NFLP funding. Dual admission to both the MSN program (CNS or NP track) and the CTHC is required.

For further information, please contact Dr. Marty Raymond at draymon3@emich.edu.


This project for the 2014-15 academic year is supported by the Health Resources and Services Administration (HRSA) of the U.S. Department of Health and Human Services (HHS) grant# E01HP27061, Nurse Faculty Loan Program, funding totaling $154,797, (with 1/9th of this amount financed with nongovernmental sources). This information or content and conclusions are those of the author and should not be construed as the official position or policy of, nor should any endorsements be inferred by HRSA, HHS or the U.S. Government”

For Faculty & Staff

Contact Us: School of Nursing | 311 Everett L. Marshall Building | Ypsilanti, MI 48197 | Tel.: 734.487.2310 | Fax: 734.487.6946 | chhs_nursing@emich.edu

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