Flexible Spending Accounts

When you set up a flexible spending account (FSA), you designate a certain amount to be withdrawn from your paycheck, pre-tax, to be used for eligible medical, dental and vision expenses, as well as work-related child and adult daycare expenses. You can also use your medical FSA for your children between the ages of 19–26, regardless of their dependency status.

EMU offers two FSA options to help you save on taxes: the Dependent Care FSA and the Health FSA.

    1. You must re-enroll in the flexible spending accounts each year you choose to participate.
    2. Your election is binding and in place for the entire year unless you have a qualifying life event.  You must make any change within 30 days of the qualifying life event.  Contact the HR Benefits team with questions.  734-487-3195 or [email protected]
    3. This program follows the IRS guidelines and is managed by HSA Bank. 
    4. EMU follows the IRS "Grace Period" provision.  This means that you can incur expenses up to March 15th of the next calendar year and submit those by March 31st and have these expenses applied to the previous calendar years remaining account balance.  Any funds remaining after the March 31st deadline are forfeit. 
      1. Example:  In calendar year 2022, for 2021 remaining funds, you can incur expenses up to March 15, 2022.  You must submit these expenses against your 2021 remaining account balance by March 31, 2022.

When you first start with HSA Bank, you need to establish your account.

You can link your bank account to your FSA account so that your reimbursement can go where you want it.  You will also be issued a debit card that can be used for eligible expenses.

When requesting reimbursement you have the following options:

    1. Complete a Reimbursement request form,
    2. Complete a Recurring dependent care request form
    3. Submit for reimbursement online
    4. Use the mobile app

HSA Bank partners with HSA Store.  Visit this site to purchase qualified products.

There are further resources related to IRS Notices and Publications as well.

Client Assistance Center (for members)

English: (800) 357-6246 | (414) 978-5294
Spanish: (866) 357-6232
Available 24 hours a day, 7 days a week.

Email: [email protected]

Member Website: You can also get 24/7 access to your account by logging into the Member -Website.

Regular Mail:-
HSA Bank
P.O. Box 939
Sheboygan, WI 53082-0939

Overnight Mail:
HSA Bank
605 North 8th Street, Suite 320
Sheboygan, WI 53081

You can limit HSA Bank's sharing of your information.

***IMPORTANT*** New for 2022 EMU; will be working with HSA Bank as our administrator for FSA, HSA, and HRA Accounts.  More information will be coming to you from HSA Bank, so please watch for their messages.  

2021 Claims

For claims up to 12/31/2021, Eastern Michigan University has partnered with BASIC to provide the administration of the Flexible Spending Account (Medical & Dependent care) as well as the Retiree Health Reimbursement Account (HRA).

You have until March 30, 2022 to submit claims to BASIC for reimbursement.  Please remember to visit BASIC’s Website for useful how-to flyers, guides, and frequently asked questions and answers. If you have questions, please contact the BASIC Customer Service team at 800.372.3539. They look forward to continuing to serve your benefit account needs.

800-372-3539 - BASIC Customer Service team

For the most convenient account management experience, download the free BASIC benefits app, available for Apple and Android devices. In three quick steps, participants can pay their medical bills directly to healthcare providers with the “Picture to Pay” feature. No paper, no postage, no hassle.

  1. Snap a picture of the bill
  2. Submit via the BASIC Benefits app
  3. BASIC pays the bill from the appropriate benefit account 

Tips for a smooth transition to your new benefit system...

  1. To set up your account, go to the BASIC site. (Note: Chrome is the preferred browser when accessing the CDA system.)
  2. When accessing the CDA online portal for the first time, you must sign up even if you already have a BASIC account, you must first sign up before signing in. Look for the Sign Up button below the Sign In link. Check out the Participant Access Flyer here!
  3. Once you have signed in, please take some time to become familiar with the new website and refer to the Participant Reference Guide [PDF] to learn more about your new CDA system!