Risk Management
What We Do
Centralized university services provided by Risk Management include:
- Risk identification
- Insurance negotiations and purchases
- Contract review
- Certificates of Insurance
- Claims administration
- Risk management consultations
- Loss control and loss prevention assessments
- Facilities and site surveys
The department is also charged with compliance responsibilities with regard to regulatory agencies which govern insurance and other risk management programs. Additionally, the department is the University’s liaison to, and a member of the board of directors of, the Michigan Universities Self-Insurance Corporation (M.U.S.I.C.), a separate entity, comprised of 11 of 13 public institutes in the State.
Property and Theft Insurance
Eastern Michigan University has a property insurance policy that provides insurance coverage to university property in circumstances when the physical loss or damage is the direct result of a covered loss in conjunction with the specific terms and conditions stipulated in the university's insurance policy.
The university does not carry an insurance policy for theft of portable equipment.
Non-University Owned/Personal Property
The university does not provide insurance coverage for the personal items of students, faculty or staff. Personal items might be covered under a homeowner’s or renter’s insurance policy.