GradGuard Tuition Insurance

Eastern Michigan University has partnered with GradGuard to provide an easy and affordable way to protect the investment your family has made in higher education. GradGuard Tuition Insurance can help students and parents avoid a financial loss due to an unexpected medical withdrawal from school. Tuition Insurance broadens EMU’s existing refund policy. Tuition Insurance can reimburse tuition, room, board, and other eligible fees if a student withdraws at any time during the covered term.

Benefits:

• Covers serious illness such as Mononucleosis, Covid-19, severe head injuries, chronic illnesses (Diabetes, auto-immune diseases), mental health conditions
• Can reimburse up to 100% of the students investments including other school-invoiced fees
• One call to the GradGuard assistance hotline can help students and their families take care of emergencies and unexpected issues. 

Tuition insurance must be purchased through the 100% add/drop deadline for courses each term and is offered as a voluntary benefit to our families. Your participation is not required but highly recommended. EMU is not compensated for this program.

To learn more, please call 877.794.6603 to speak to a tuition insurance specialist or visit the GradGuard website.

FAQ

• How much does GradGuard cost?  Expand dropdown

  Costs are determined on a case-by-case basis and can fluctuate depending on a student’s living situation, class standing, etc. Quotes are typically around $180 ($15,000 of coverage) but can be adjusted based on the individual student’s needs and desired coverage. To personalize your coverage please visit the GradGuard website.

• What exactly does GradGuard cover? Expand dropdown
  GradGuard can refund up to 100% of semester costs including tuition, fees, university housing, and textbooks. GradGuard can cover serious injury or illness, mental health conditions, chronic illness, and even the death or job loss of a tuition payer. 
• When can students sign up for GradGuard? Expand dropdown
  Interested students should purchase GradGuard Insurance as early in the semester as possible. GradGuard Tuition insurance must be purchased through the 100% add/drop deadline for courses each term. GradGuard Tuition Insurance cannot be purchased for the current semester after that deadline.

• How late in the semester can students withdraw?

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  Students can withdraw up until the final withdrawal date listed on the EMU Office of Records and Registration website.

• Can students use GradGuard for a partial withdrawal?

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  No, GradGuard is only applicable for situations where a student withdraws from all of their coursework in a given semester. 

• Can graduate students use GradGuard? Can international students?

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  Yes, both graduate students and international students are eligible for GradGuard coverage. It should be noted, however, that VISA issues are not covered by GradGuard. 

   

• What options are available for students who cannot afford GradGuard?

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  Students can adjust their coverage amount, which reduces the cost of the insurance purchased. Students who cannot afford to purchase tuition insurance should keep track of EMU’s withdrawal deadline schedule in order to take advantage of our current tuition reimbursement policy. Students experiencing hardship can utilize Swoop’s Food Pantry, CAPS, and other resources. 

• How can I sign up?

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  Visit the GradGuard website to get a quote and purchase tuition insurance!

• What if I have more questions? 

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  To learn more, please call 866.985.7598 or visit the GradGuard website. To speak to a tuition insurance specialist, please call 877.794.6603.

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