Financial Responsibilities
Payment of Fees/Promise to Pay
I understand that when I register for any class at Eastern Michigan University (EMU) or receive any service from Eastern Michigan University I accept full responsibility to pay all tuition, fees and other associated costs assessed as a result of my registration and/or receipt of services. I further understand and agree that my registration and acceptance of these terms constitutes a promissory note agreement (i.e., a financial obligation in the form of an educational loan as defined by the U.S. Bankruptcy Code at 11 U.S.C. §523(a)(8)) in which Eastern Michigan University is providing me educational services, deferring some or all of my payment obligation for those services, and I promise to pay for all assessed tuition, fees and other associated costs by the published or assigned due date.)
I understand and agree that if I drop or withdraw from some or all of the classes for which I register, I will be responsible for paying all or a portion of tuition and fees in accordance with the published dates and deadlines schedule. I have read the terms and conditions of the published tuition refund schedule and understand those terms are incorporated herein by reference. I further understand that my failure to attend class or receive a bill does not absolve me of my financial responsibility as described above.
I understand that if I’m not planning to attend, it is my responsibility to drop my classes as Eastern Michigan University will not automatically withdraw me from my registration.
Delinquent Account/Collection
Financial Hold
I understand and agree that if I fail to pay my student account bill or any monies due and owing Eastern Michigan University by the scheduled due date, Eastern Michigan University will place a financial hold on my student account, preventing me from registering for future classes, requesting transcripts, or receiving my diploma.
Late Payment Charge
I understand and agree that if I fail to pay my student account bill or any monies due and owing Eastern Michigan University by the scheduled due date, Eastern Michigan University will assess late payment and/or finance charges at the Board approved rate on the past due portion of my student account until my past due account is paid in full.
Collection Agency Fees
I understand and accept that if I fail to pay my student account bill or any monies due and owing Eastern Michigan University by the scheduled due date, and fail to make acceptable payment arrangements to bring my account current, Eastern Michigan University may refer my delinquent account to a collection agency and/or reported to National Credit Reporting Agencies. I further understand that if Eastern Michigan University refers my student account balance to a third party for collection, a collection fee will be assessed and will be due in full at the time of the referral to the third party. The collection fee will be calculated at the maximum amount permitted by applicable law, but not to exceed 33.33 percent of the amount outstanding. For purposes of this provision, the third party may be a debt collection company or an attorney. If a lawsuit is filed to recover an outstanding balance, I shall also be responsible for any costs/fees associated with the lawsuit such as court costs/fees or other applicable costs/fees. I understand that my delinquent account including but not limited to tuition, fees, books, fines, room, and meals may be reported to one or more national credit bureaus by EMU or the collections agency it uses. I understand that EMU will use my Social Security number for internal/external credit reporting and collection purposes for all charges incurred against the account.
Communication
Method of Communication
I understand and agree that Eastern Michigan University uses e-mail as an official method of communication with me, and that therefore I am responsible for reading the e-mails I receive from Eastern Michigan University on a timely basis.
Contact
I understand Eastern Michigan University and its agents and contractors will contact me at my current and any future cellular phone number(s), email address(es) or wireless device(s) regarding my delinquent student account(s)/loan(s), any other debt I owe to Eastern Michigan University, or to receive general information from Eastern Michigan University. I authorize Eastern Michigan University and its agents and contractors to use automated telephone dialing equipment, artificial or pre-recorded voice or text messages, and personal calls and emails, in their efforts to contact me. Furthermore, I understand that I may withdraw my consent to call my cellular telephone using automated telephone dialing equipment by submitting this completed and signed request (insert link here) to The Controller’s Office.
Updating Contact Information
I understand and agree that I am responsible for keeping Eastern Michigan University records up to date with my current physical addresses, email addresses, and phone numbers by accessing the my.emich tab where you can make address changes online by logging into your my.emich account, click on ‘Student’ tab then click on ‘Personal Information’ tab and choose ‘Update Addresses and Phones’ or by visiting a Service EMU location. Upon leaving Eastern Michigan University for any reason, it is my responsibility to provide Eastern Michigan University with updated contact information for purposes of continued communication regarding any amounts that remain due and owing along with other information to Eastern Michigan University.
Financial Aid
I understand that aid described as “estimated” on my Financial Aid Award does not represent actual or guaranteed payment, but is an estimate of the aid I may receive if I meet all requirements stipulated by that aid program.
I understand that my Financial Aid Award is contingent upon my continued enrollment and attendance in each class upon which my financial aid eligibility was calculated. If I drop or withdraw from any class before completion, I understand that my financial aid eligibility may decrease and some or all of the financial aid awarded to me may be revoked.
If some or all of my financial aid is revoked because I dropped or withdrew from classes, failed, or neglected to attend class, I agree to repay all revoked aid that was disbursed to my account and resulted in a credit balance that was refunded to me.
I understand that financial aid I receive will be used to pay any and all charges assessed to my account at Eastern Michigan University such as tuition, fees, campus housing and meal plans, student health insurance, service fees, fines, or any other amount, in accordance with the terms of the aid program.
Federal Aid
I understand that any federal Title IV financial aid that I receive, except for Federal Work Study wages, will first be applied to any outstanding balance on my account for tuition, fees, room and board. Title IV financial aid includes aid from the Pell Grant, Supplemental Educational Opportunity Grant (SEOG), Direct Loan, PLUS Loan, Perkins Loan, and TEACH Grant programs. Prizes, Awards, Scholarships, Grants: I understand that all prizes, awards, scholarships and grants awarded to me by Eastern Michigan University will be credited to my student account and applied toward any outstanding balance. I further understand that my receipt of a prize, award, scholarship or grant is considered a financial resource according to federal Title IV financial aid regulations, and may therefore reduce my eligibility for other federal and/or state financial aid (i.e., loans, grants, Federal Work Study) which, if already disbursed to my student account, must be reversed and returned to the aid source.
Method of Billing
I understand that Eastern Michigan University uses electronic billing (ebill) as its official billing method, and therefore I am responsible for viewing and paying my student account ebill by the scheduled due date. I further understand that failure to review my ebill does not constitute a valid reason for not paying my bill on time. Get Ebill information.
Billing Errors
I understand that administrative, clerical or technical billing errors do not absolve me of my financial responsibility to pay the correct amount of tuition, fees and other associated financial obligations assessed as a result of my registration at Eastern Michigan University.
Returned Payments/Failed Payment Agreements
If a payment made to my student account is returned by the bank for any reason, I agree to repay the original amount of the payment plus a returned payment fee at the Board approved rate. I understand that multiple returned payments will subject me to the terms and conditions of the EMU returned check policy. Failure to comply with the terms of any payment plan or agreement I sign with Eastern Michigan University may result in cancellation of my classes and/or suspension of my eligibility to register for future classes at Eastern Michigan University.
Withdrawal
If I decide to change my registration at Eastern Michigan University, I will follow these instructions which I understand and agree are incorporated herein by reference.
Privacy Rights and Responsibilities
I understand that Eastern Michigan University is bound by the Family Educational Rights and Privacy Act (FERPA) which limits the circumstances where Eastern Michigan University may release any information from my education record without my written permission. I understand I may provide EMU with permission to share information from my education record with someone else but, I must provide written permission by following this procedure. I further understand that I may revoke my permission at any time as instructed in the same procedure.
Student Age
I understand and agree that if I am younger than the applicable age of majority when I execute this agreement that the educational services provided by Eastern Michigan University are a necessity, and I am contractually obligated pursuant to the “doctrine of necessaries.”
Entire Agreement
I understand that Eastern Michigan University does not drop classes for non-payment or non-attendance and I am responsible for all associated tuition and fees.
The above agreement, in its entirety, supersedes all prior understandings, representations, negotiations and correspondence between the student and Eastern Michigan University, constitutes the entire agreement between the parties with respect to the matters described, and shall not be modified or affected by any course of dealing or course of performance. This agreement may be modified by Eastern Michigan University if the modification is signed by me. Any modification is specifically limited to those policies and/or terms addressed in the modification.
This agreement shall be governed in all respects by the laws of the State of Michigan without regard to any conflict of choice of law principles which are required for the on-going business of the University. I hereby submit to personal jurisdiction in the State of Michigan.