Changing Your Benefits

Outside of Open Enrollment, certain life events, such as marriage or the birth or adoption of a child, may allow you to make specific benefits changes related to the event.  Be sure to review Life Events for important rules and deadlines you must meet in order to change your benefits due to a qualified family status change.  Changes are usually effective as of the event date but may be reflected in your paycheck, per the payroll processing calendar deadlines.

Benefits You Can Change Any Time

The TIAA Retirement Savings Plans and Beneficiaries for your Life Insurance are not part of Open Enrollment and you may enroll, view or make changes at anytime.  To compare 403b vs 457b plans, view document here.

  • 403(b) TIAA Supplemental Retirement Account (SRA)

-EMU contributions and EMU match are part apply to the 403b Plan Option

-The EMU match requires you to contribute a percentage (not a dollar amount)

  • 457(b) TIAA Deferred Compensation plan is an additional form of retirement savings for faculty and staff and offers you the  option to contribute

-pre-tax employee contributions election or

-post-tax ROTH employee contributions

-The combined total of both pre and post tax ROTH cannot exceed IRS limits.