EMU Open Enrollment

Open enrollment is the time of year when you can enroll or make changes to your benefit elections for the next calendar year.  Changes made during Open Enrollment are effective January 1 and typically remain in effect until the end of the calendar year or until you lose eligibility.

Open Enrollment Dates - October 3rd through October 17th

Full Time Lecturer, Special Online Open Enrollment: October 20th through October 25th.  If you cannot complete your enrollment online by midnight on Wednesday the 25th, you will need to contact the HR Benefits office and enroll through a manual process.  We will make every effort to enroll you. Enrollment for 2024 benefits must be completed before the end of October.

Re-enrollment is required if you:

  • Full Time Lecturer (LE) or Local 3866 AFSCME (FM) and want medical insurance for 2024.
    • You will be part of an Active Enrollment.
    • If you do not enroll, you will not have medical insurance in 2024.
  • Have an FSA or HSA and you want to have this for 2024.
  • Have dependents age 19+ in dental coverage. They must be IRS dependents.
  • Were hired on or after 10/1/2023 and have a 90-day probation period.

Open Enrollment - Details & Documents will be coming

Life Changes & Your Benefits

Outside of Open Enrollment, certain life events, such as marriage or the birth or adoption of a child, may allow you to make specific benefits changes related to the event.  Be sure to review  for important rules and deadlines you must meet in order to change your benefits due to a qualified family status change.  Changes are usually effective as of the event date but may be reflected in your paycheck, per the payroll processing calendar deadlines.

How to View or Make Changes

If you do not request a change in coverage within 30 days of a qualifying event, you must wait until the next Open Enrollment period to make changes.

Benefits You Can Change At Any Time

The TIAA Retirement Savings Plans and Beneficiaries for your Life Insurance are not part of Open Enrollment and you may enroll, view or make changes at any time. To compare 403b and 457b plans, here is a comparison document [PDF] to view.

403(b) TIAA Supplemental Retirement Account (SRA)

  • EMU contributions and EMU match are part apply to the 403b Plan Option
  • The EMU match requires you to contribute a percentage (not a dollar amount)

457(b) TIAA Deferred Compensation Plan

  • An additional form of retirement savings for faculty and staff and offers you the option to contribute pre-tax employee contributions election or
  • post-tax ROTH employee contributions
  • The combined total of both pre and post-tax ROTH cannot exceed IRS limits.

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