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Eastern Michigan University offers its staff and faculty members a choice of comprehensive health plan options. The choice of plan depends on the employee group. Eligibility is based upon the criteria established for each group.

Our benefits emphasize prevention and health maintenance, promote quality of life, and support excellence in our workforce. We are committed to maintaining a comprehensive and competitive benefits program for our employees and their families to attract the people needed to carry out our mission as a University and community.

  • Benefits Enrollment and Eligibility Expand dropdown

    Eastern offers benefits for full-time employees which may include:

    • Health, vision and dental
    • Basic and supplemental life insurance
    • Short-term disability (for certain employee groups)
    • Long-term disability
    • Retirement benefits
    • Employee assistance program
    • Employee discounts
    • Tuition waivers

    You may also receive an annual leave allowance including paid vacation, sick or bereavement time. You can enroll in benefits or change them during open enrollment or in certain circumstances.

    For more information, download the 2024 Benefits Overview [PDF].

  • Voluntary Benefit Programs Expand dropdown

    Eastern offers additional benefit programs through The Hartford to supplement your coverage.  These programs are available to benefit eligible employee classes except Faculty and Part-time Lecturers. Eastern offers 3 different programs.

    Voluntary Benefits Overview

    Before choosing a plan, consider all the costs and benefits involved.

    How to Submit A Claim [PDF]

    You’ll need to work directly with The Hartford to file your claim – this process is different from what you’re used to with medical or dental insurance.  As this is a voluntary benefit that is directly managed by The Hartford all administration and correspondence is with The Hartford, not the EMU Benefits Staff.

    • Forms can be found at The Hartford's Online Resource
    • For assistance in completing forms, contact 866.547.4205
    • You’ll only need to fill in the sections specific to the benefit for which you’re filing a claim. 
    •  If you are incapacitated and are unable to complete claim forms, then your authorized representative can file a claim on your behalf 

    Once complete, please mail or fax the form and documentation to: 

    The Hartford Supplemental Health Benefit Department 

    P.O. Box 99906 
    Grapevine, TX 76099 
    Fax Number: 1.469.417.1952 

  • Michigan No-Fault Insurance Reform Effective July 2020 Expand dropdown

    In 2020, Governor Whitmer signed a bipartisan no-fault auto insurance reform bill designed to provide savings to Michigan drivers and strengthen consumer protections.

    What you can do:

    1. Download the EMU letter for No Fault Insurance [PDF].
    2. Print your Employee Summary Report or Employee Detail Report from the BenefitFocus site.
      1. Log in and click Benefits and Deductions in the Employee Services box.
      2. On the next screen, click Benefits Information on BenefitFocus.
      3. Log into BenefitFocus with the same log in you use for
      4. Click on the green button "Enroll Now!"
      5. In the BenefitFocus system "Welcome to the EMU Benefits Enrollment Portal", you can access and review your benefits in different ways:
        • In the upper right hand corner, under Benefits you can select the Employee Summary Report or Employee Detail Report
        • Provide the EMU letter for No Fault Insurance and the report from BenefitFocus to your auto carrier or agent.


    Please consult with your automobile insurance carrier if you have any questions about the terms and coverage options of your no-fault policy. EMU cannot answer questions about your no-fault automobile policy. If you have questions about obtaining your information, you may contact the HR Benefits team at [email protected] or call 734.487.3195.

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