EMU Open Enrollment

October 5th through October 19th

Open enrollment is the time of year when you can enroll or make changes to your benefit elections for the next calendar year.  Changes made during Open Enrollment are effective January 1st and typically remain in effect until the end of the calendar year or until you lose eligibility.

You MUST re-enroll for 2023, if you:

1. Are AAUP Faculty or UAW/TOP Local 1975 Clerical Secretarial and want medical insurance for 2023
   • You will be part of an Active Enrollment
   • If you do not enroll, you will not have coverage in 2023
2.  Have an FSA or HSA and you wish to have this for 2023
3.  Have dependents age 19+ in dental coverage. Must be IRS dependents.
4.  Were hired on or after 10/1/2022 and have a 90-day probation period

New for 2023:

• New Rates for all staff & faculty
• New Medical plans for AAUP Faculty and UAW/TOP Local 1975 CS 
• FSA-Health and HSA have new 2023 maximum limits, per IRS

Do you need to do anything if you are Staff (AP, AH, AC, CA), CP - POAM, FM – Food Service, Custodial & Maintenance, LE – Lecturer, Professional/Technical Union- PE/PT, PS - COAM?

We would rather that you went in and checked your enrollment to ensure it fits your current needs and expectations.  Without knowing your current enrollments and personal situation, we cannot advise that you should do nothing.

Benefits and Wellness Fair:  

October 12th, 11:00 to 3:00 at the Student Center.  Come meet the EMU Benefits Staff and our vendors. 

Zoom Meetings will be scheduled

There will be opportunities to attend a Zoom call where the HR Team will present the changes for 2023 and will be available to answer questions over the Chat function. Watch for links via email. 

MAKE SURE YOUR ADDRESS IS CORRECT

• • Go to my.emich.edu and make sure your address is correct.
  • See "Personal Info" in the Employee Services" or "Quick Links" box.
  • EMU will be sending a Benefit Enrollment Confirmation statements to your address on file
    Your address is important especially for your medical and dental plan enrollment.

Install the BenefitFocus App

Find the Benefitplace App on Google Play Store or the Apple App Store

1. 1. Install the BENEFITFOCUS®App.
   2. Enter the company ID: emubenefits
   3. Log-in using your username and password (this is the same username and password you use on your desktop)

If you are on a computer:

1. 1. Navigate to my.emich.edu
   2. Find and click "Benefit Enrollment" in the "Human Resources" box
   3. Look to the right & click -> Enroll Now

Have Questions? Get Answers.....
Questions can be sent to the [email protected] or call us at 734-487-3195.  We will respond to you 1st through your EMU email, so please look there for a response.

Documents & Resources

• 2023 Overview Presentation
• How to Enroll Guide
• 2023 Benefit Comparison - AP, AC, AH, CA, CP, CS, FA, PS, PE/PT
• 2023 Benefit Comparison - LE, FM
• 2023 Benefit Plan Rates

Voluntary Benefits Overview

• Accident
• Critical Illness
• Hospital Indemnity

Outside of Open Enrollment, certain life events, such as marriage or the birth or adoption of a child, may allow you to make specific benefits changes related to the event.  Be sure to review  for important rules and deadlines you must meet in order to change your benefits due to a qualified family status change.  Changes are usually effective as of the event date but may be reflected in your paycheck, per the payroll processing calendar deadlines. How to View or Make Changes.

• If you do not request a change in coverage within 30 days of a qualifying event, you must wait until the next Open Enrollment period to make changes. 

 

Benefits You Can Change Any Time

The TIAA Retirement Savings Plans and Beneficiaries for your Life Insurance are not part of Open Enrollment and you may enroll, view or make changes at any time. To compare 403b and 457b plans, here is a comparison document to view.

• 403(b) TIAA Supplemental Retirement Account (SRA)
  • EMU contributions and EMU match are part apply to the 403b Plan Option
  • The EMU match requires you to contribute a percentage (not a dollar amount)
• 457(b) TIAA Deferred Compensation Plan is an additional form of retirement savings for faculty and staff and offers you the option to contribute
  • pre-tax employee contributions election or
  • post-tax ROTH employee contributions
  • The combined total of both pre and post-tax ROTH cannot exceed IRS limits